Frequently Asked Questions
Everything you need to know about Dutch tax calculation and our calculator
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General Questions About Dutch Tax Calculator
What is the Dutch Tax Calculator?
The Dutch Tax Calculator helps you estimate your net salary in the Netherlands for 2026 based on gross income, tax rates, and applicable tax credits.
How accurate is the Dutch Tax Calculator?
The calculator uses official 2026 Dutch tax rates and provides close estimates. Final tax may vary based on personal circumstances and annual tax filings.
What taxes are included in the calculation?
It includes income tax (Box 1), social security contributions, and applies tax credits like general tax credit and labour tax credit.
Can I use the calculator for any income level?
Yes, the calculator works for all income levels and adjusts calculations based on 2026 tax brackets and rates.
Are bonuses and 13th month payments heavily taxed?
Yes, bonuses are taxed as special income and usually at a higher withholding rate, but final tax is adjusted during annual filing.
Does the calculator include the 30% ruling?
Yes, you can enable the 30% ruling option to calculate tax-free income benefits for eligible expats.
Technical and Account Questions
What are heffingskortingen (tax credits)?
Heffingskortingen are tax credits that reduce the total tax payable. The main ones in 2026 are the general tax credit and labour tax credit.
Are company benefits like phones or cars taxable?
Yes, company benefits may be taxable depending on their usage and value, especially if used for personal purposes.
How do I avoid the tax credit trap with multiple jobs?
You should apply tax credits to only one employer. Applying them to multiple jobs may result in underpaid tax and later corrections.
How does self-employment taxation work in 2026?
Self-employed individuals can claim deductions like zelfstandigenaftrek and MKB profit exemption, reducing taxable income.
How do I calculate my net salary from gross income?
What does the AOW (66+) option mean?
Selecting AOW age means lower tax in the first bracket because social security contributions no longer apply.
Complete Dutch Tax System FAQ 2026
What are the income tax rates in the Netherlands for 2026?
For 2026 (below AOW age):
- Up to €38,883 → 35.75%
- €38,883 to €78,426 → 37.56%
- Above €78,426 → 49.50%
What is Box 1, Box 2, and Box 3 in the Dutch tax system?
- Box 1: Income from work and home
- Box 2: Income from substantial interest
- Box 3: Savings and investments
What is Box 2 tax rate in 2026?
- Up to €68,843 → 24.50%
- Above €68,843 → 31%
What is Box 3 tax in 2026?
Box 3 applies a 36% flat tax on deemed returns, with a tax-free allowance of €59,357 per person.
What is the 30% ruling Netherlands 2026?
It allows eligible expats to receive 30% of their salary tax-free, increasing net income significantly.
Who qualifies for the 30% ruling in 2026?
You must be recruited from abroad, meet salary thresholds, and have skills that are scarce in the Dutch labour market.
What is the tax-free allowance in 2026?
In Box 3, the tax-free allowance is €59,357 per person.
Do I need to file a tax return in the Netherlands?
Yes, if requested by the tax authority or if you expect a refund or have additional income.
Is the Dutch tax system progressive?
Yes, higher income levels are taxed at higher rates.
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